The 'let me think about it' close that works without pressure
by InsuraCentralStaff1mo ago1 views
"Let me think about it" is not an objection. It's a request for you to leave. The agents who handle it well don't push, they clarify.
Find out what they'd think about. "Sure. What's the piece you want to think through, the amount or the payment?" Most clients name one. Now you have a real objection you can address instead of a vague one you can't.
If it's the payment. Drop the face amount to land the premium where they said comfortable. "If we set it at $8,000 instead of $12,000, that's $46 instead of $68. Would that be easier to keep?" A smaller policy that stays in force beats a bigger one that lapses.
If it's the amount. Ask what a funeral costs where they live. Most seniors know; they've been to a few. If they say $9,000 and you quoted $12,000, you're arguing with them. Meet the number.
If it's "I want to talk to my kids." Offer to call the kid now. Half the time the kid says "Mom, just do it." The other half you've got a warm contact and a follow-up with a real reason.
If it's none of those. Sometimes people genuinely want a night. "That's fair. I'll be back through here Thursday, can I stop in at 10?" Set the time. A vague "I'll call you" never gets a callback.
What doesn't work. "What if something happens tonight?" It's true and it makes you the guy who scared them. Once, gently, maybe. Not as a lever.
The follow-up. Thursday at 10, in person, with the paperwork already filled out from the first visit. Most "think about it" clients who get a punctual follow-up sign.
What's your best line for the think-about-it client?