SBLI term and final expense: the smaller carrier that wins specific cases

SBLI is a mutual-heritage carrier that agents keep in the rotation for term and, more recently, simplified-issue products.

Term. Competitive at many age and face combinations, with accelerated underwriting on qualifying cases. Worth a spot in every term comparison.

Simplified issue and final expense. A quick-issue line that fits the final expense and small-face market; confirm current product names and availability.

Underwriting. Full underwriting on term, simplified on the quick-issue line. Certain conditions get favorable treatment; ask.

Process. E-application and reasonable timelines.

Client conversation. A long history and a straightforward story.

Where has SBLI won a case for you that the price leaders didn't?